CLIENT SERVICES

ASSET BASED LOANS

$300,000 - $30 Million

EQUIPMENT FINANCING

$100,000 - $25 Million

BANK DEBT RESTRUCTURING

$300,000 to $30 million

MEZZANINE FINANCING

$500,000 to $5 million

PRIVATE DEBT PLACEMENT

$3 million to $250 million

COMMERCIAL REAL ESTATE

$1 million to $30 million

INDUSTRIAL REVENUE BONDS

$1 million to $10 million

Rapid changes in the business financing industry, including consolidations, mergers, new products and providers make it more important to have a single source for independent advice on structuring new and existing business loans and capital structuring.

Affiliated Financing Services, Ltd. assists small and medium sized businesses that can enhance profits with new equipment, taking advantage of supplier discounts, buying out inefficient competitors, using low rate Industrial Revenue Bonds and buying or refinancing commercial real estate.

Founded by James Forrest in 1990, Affiliated relies on its close affiliations with a team of financing experts plus a network of reliable institutional financing sources. Each expert advisor has financed over $1 billion in their respective fields of lines of credit, capital, real estate or equipment.

We review your debt agreements and determine if more favorable terms can be arranged. We work with banks, insurance companies, Wall Street conduits and commercial finance companies throughout the country and Affiliated is Registered with the Illinois Securities Department, Office of the Secretary of State as Loan Broker #001.

TAX-ADVANTAGED EQUIPMENT AND REAL ESTATE FINANCING

We help both businesses and 501c3 obtain new buildings and equipment to support growth using Tax-Advantaged Financing. Equipment valued from $100,000 to $1 million is usually financed to maximize business opportunities with the lowest recourse, best rate and amortization package.

BANK DEBT RESTRUCTURING

Companies often outgrow their financing. Bank mergers or changes in bank management frequently result in changes in credit policies, even though your business has not changed. Conservative institutions may require a very short amortization of real estate or equipment, even though customer payments are within industry norms. Some will not lend to companies in certain industries or accept certain equipment for collateral. Overly restrictive bank loan covenants (i.e. which pledge all corporate assets to secure a credit line) can tie up assets with much greater value than funds provided.

Working with Affiliated, you provide the information once. We prepare an appropriate credit package and present it to lenders we know who are interested in providing financing at favorable terms. We restructure and replace working capital loans to cover cash flow shortfalls or provide replacement financing or sub-debt to rocket the business to a new level.