Simply the Funding You Need
When You Need It

Want to use your best customer’s promise to pay as collateral?

Affiliated_Finance_Funding_Fiance_Projects_Chart_2.jpgQuite simply the project financing you need, when you need it, without the unwelcome surprises, post-funding reporting requirements or equity participation obligations you will find from private equity, mezzanine, and venture capitalists.

We provide term debt for businesses with irrevocable minimum "take or pay" obligations from their investment-grade rated customers.  

We can structure True 3, 5, or 7-year “bullet” loans – like “zero coupon loans” – to facilitate construction or other projects that have back-end cash flows.

Our project financing is less expensive and should fund in less time than most mezzanine and hedge-funded finance companies.

Affiliated takes no equity in your project and is compensated by the Lender-in-fact from our American insurance company investors.

Call or email us if you have investment grade customers willing to commit to buy your output or product over a minimum of five years 
 

Our Financing Features

  • Project Funding  usually delivered within 4 weeks of reciept of all paperwork.
  • Customized Repayment Plans for your specific project. Transparency – there are no surprises.
  • Fixed rates  usually in the high single digits fixed for the entire amortization at interest rates currently at half what most mezzanine or hard money lenders charge.
  • No penalty charged for early repayment.
  • No equity control – in 8 years we have never required equity or stock warrants from a project.
  • Low rate of personal guarantee requests.
  • At "Par" Rate Quotes -  No unwelcome surprises, such as post-funding reporting requirements, surprise loan points, or annual audit and legal fees.
  • High rate of pledged bank loans arranged for borrower's real estate, equipment, and inventory.

Minimum Requirements:

  • $10 million minimum funding; $250 million maximum.
  • Fully amortized Term loans of 5 to 20 years.
  • Single-payment “bullet loans” with deferred payments from 5 to 7 years.
  • Projects must be in North America, loans will be in US Dollars and funded under New York State (USA) law.
  • We require a written Business Plan with CPA prepared projections and GAAP financials for the amortization.
  • Irrevocable minimum payment guarantee from Moody’s or S&P investment-grade guarantor must fully amortize the Private Placement.
  • We require a written Business Plan with CPA prepared projections and GAAP financials for the amortization.
  • All loan processing costs must be paid by borrower, and can be reimbursed from loan proceeds.
  • 10 Question Project Financing Questionnaire